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Do I need flood insurance?
Flood insurance is advisable in high risk areas, especially coastal regions. Not all homes are eligible for flood insurance. Inquire with your provider about the availability in your area.
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How is the value of my home determined for insurance purposes?
The insurance company will independently appraise your home based on their own internal metrics.
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How are my premiums affected if I file a claim?
Depending on the type of claim, your premiums can increase due to claims being filed, but this will vary on a case by case basis.
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Does home insurance cover identity theft?
No, identity theft is not covered. You need separate insurance to cover that.
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Do home insurance policies have deductibles
Yes, deductible are very common in home insurance. The amount of the deductible will usually be related to the level of coverage and the monthly premium.
Call: 951-338-9970
